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Income Protection


Income Protection


What is it?

An Income Protection plan is designed to pay out a regular monthly  income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income until you die, are able to return to work  or up until the end of the policy term which is normally either your planned retirement age or the end date of your mortgage.

This type of plan is quite often seen as the foundation of any financial planning as without income, you would struggle to afford most things in life.

Who is it for?

This type of plan is designed for anyone whom is working (employed or self employed). It’s worth pointing out that even if your employer provides sick pay, it is unlikely to last for longer than six months and so ongoing protection is essential. Plans can be adapted to fit in with any benefits you already have from your employer.

If you would like to discuss your needs in this area please do not hesitate to contact us.


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