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Whole Of Life


Whole of Life


What is it?

As the name implies, this type of life assurance pays out when you die, whenever that may be. It is usually, but not always, a more expensive option than term assurance simply because the life assurance company knows that it will definitely pay out at some point.

Who is it for?

This type of plan is designed for those who want to leave a lump sum in the event of their death, whenever it may occur.

It can be used to pay off debts that will not be repaid during your lifetime.

For those who want to leave a lump sum to pay a potential inheritance tax liability or simply to cover your funeral costs. This type of policy is usually written in trust to make the whole process of administering your estate on your death that bit easier. It also makes sure that only the people who you want to benefit do benefit. We can help establish if you have a need and help you find the plan that best meets your requirements, contact us to discuss your needs.


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